Benefits

Woodstone Credit Union Financial Strategies may help you with your current financial situation, whether you are just starting out, building your assets, or are more experienced. 

We bring you investment services and insurance products as well as informational articles, seminars, resource links and more. Some of the services we offer include:

Retirement Analysis
Understand your current financial situation and risk tolerance levels.

College Plans
College costs are growing even faster than your kids! There is a wide array of tools available to help with college funding. Decide what steps you may need to take to save for your child’s future.

Long-Term Care Protection
You should have quality insurance coverage to suit your needs for long-term personal or medical care. This coverage will be invaluable to you if you should develop a chronic or disabling condition, which can happen later in life.

Estate Conservation
Don’t forget to conduct an analysis for the accumulation, maintenance, and distribution of your property/wealth according to your wishes. Proper preparation may help reduce the tax burden on your beneficiaries and preserve your wealth for future generations.

Fixed Annuities and Life Insurance
Better understand when to consider additional life insurance or a fixed annuity as well as the variety of options available for each. Discover if these cost-effective ways to build wealth and pass on inheritance are right for you. 

Qualified Plans for Small Business Owners
Small business owners may be able to both increase owner benefits and decrease costs to the business.

Securities America and its representatives do not provide tax or legal advice.  Please consult the appropriate professional regarding your personal situation.  Annuities are long-term investments designed for retirement purposes. Withdrawals of taxable amounts are subject to income tax and, if taken prior to age 59 1/2, a 10% federal tax penalty may apply. Early withdrawals may be subject to withdrawal charges. Optional riders are available at an additional cost. All guarantees are based on the claims paying ability of the insurer. An annuity is a tax-deferred investment. Holding an annuity in an IRA or other qualified account offers no additional tax benefit. Therefore, an annuity should be used to fund an IRA or qualified plan for annuity features other than tax deferral.  Coverage and costs associated with long term care policies will vary. It is important to carefully review a long term care policy to understand the related costs and details of coverage.